GEPL

What is Insurance Policy ?

  • If we talk about life and property then these both are unpredictable. Filled with Death, Debt, Disability, or Destruction. And these losses will always hit you with financial losses.Insurance means;protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.
  • Insurance is a contract described by a policy under which a person or agency receives financial security or compensation from the insurance provider against damages.

Why you should have insurance policy ?

  • Insurance is a kind of financial security which everyone should have. Because Insurance policies are a way of managing the risks which occur to your life or the asset.
  • When you buy an insurance policy you transfer the potential loss to the insurance company in exchange for the minimum fee. which is known as the premium.
  • GEPL Capital is different from other life insurance company here we perform what we promise.
  • There many types of insurance policies. Life, health, homeowners, and auto are the most common forms of insurance policies.

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What is the term Insurance?

Term insurance is a form of life insurance policy that offers coverage for a certain amount of time or a fixed "term" of years. If within the time stated in the policy, the insured dies and the policy is active or in effect, a death benefit may be paid.

How to select a Term Insurance?

  • Identify household and lifestyle expenses of your family
  • Select a term insurance cover that matches the income required to sustain your family’s livelihood
  • Ensure that the cover amount includes future financial requirements
  • Check for additional covers and riders included in the term insurance plan

Assures Financial Stability for your loved ones.

Takes care of liabilities,EMIs, education costs, and future expenses

Covers several riders like death by accident, disability, and unemployment

You have accepted the terms and conditions and allow GEPL Capital and its group companies to contact you via the contact information provided even if you are registered for DND facility.

The approx. value should be 15 to 20 times your annual income plus you need to add all liabilities like loans etc.

Suicide is covered only after 365 days. All other types of death are covered.

After submission of all claim documents normally the money is received in 10 to 15 days.

Yes. You can surrender the policy at any time. A term policy does not normally have any surrender value. Only death benefit is payable.

What is Motor Insurance?

Your Motor is your pride. You can rely on it to safely transport you to your destinations. You may be a safe driver, but your Motor needs to be safeguarded. Motor insurance is an ideal way to secure your Motor from damages or unfortunate events. Motor insurance protects you and your Motor from legal or financial issues that may arise in the future.

How to select a Motor Insurance?

  • Check the key features and coverage offered (Example: damage, accident, injury to third-party)
  • Check for riders to gain additional benefit from the insurance
  • A comprehensive Motor insurance policy offers effective cover against several unfavorable factors
  • Opt for a personal accident cover for better protection in case of accidents

Protect your family due to Motor Accident

Cashless Claims Facility available.

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Injury to Third Party covered.

You have accepted the terms and conditions and allow GEPL Capital and its group companies to contact you via the contact information provided even if you are registered for DND facility.

This is a compulsory insurance. Every claim free year the insured gets a no claim bonus which is deducted from the premium calculation at the time of renewal of the policy.

They are additional covers given by charging additional premium over and above the one charged and offered in the package policy. The popular ones are zero depreciation, engine protect, Key Replacement etc.

There are 2 types of policies. One is Third party / Liability only policy and the second is a package policy or comprehensive policy.

Intimate the claim to insurance co.

The premium is calculated on the type of policy selected, type of usage commercial or private, the IDV and the add on covers selected

What is Travel Insurance?

Enjoy your travel to the fullest with a travel insurance backing you. Travel is filled with ups and downs, and it is vital that the downs do not ruin your travel experience. Travel insurance is a saviour when it comes to missing baggage, lost passport, financial or medical issues while on the go.

How to select a Travel Insurance?

  • Check that your travel insurance covers illness, emergencies, accidents, loss of baggage, and loss of travel documents.
  • Select an insurance cover that is adequate for the medical services in the destination you are traveling to
  • Choose a travel insurance policy according to your travel plan, is it one-trip travel or a multi-trip plan?
  • Check for add-ons, for example, and add-on that safeguards your home when you are away

Gives Financial Security to you & your family while travelling abroad.

Gives you money in case of loss of baggage.

Pays for your illness and accidents while travelling abroad.

You have accepted the terms and conditions and allow GEPL Capital and its group companies to contact you via the contact information provided even if you are registered for DND facility.

Any pre existing illness that you may be suffering from before your date of travel and any planned surgery or treatment.

You need to call on toll free no’s which are mentioned on the policy.

You need to send an email to insurance company requesting for an extension for the number of days required , a self declaration of good health and wiliness to pay the additional premium amount chargeable by email. On receiving the additional premium and underwriters approval your policy will get extended.

The sum insured is dependent on the country and place of travel. Medical costs in Asia are cheaper than in Europe. Medical costs in USA are the most expensive so sum insured have to be selected as per the country of travel.

No it is a cheap insurance based on the number of days of travel and the country of travel.

Any hospitalisation due to sudden illness, accidents, personal liability whilst you are travelling abroad. It also covers loss of passport, flight cancellation and delay amongst other coverage.

Travel Insurance secures you from unforeseen accidents whilst you are travelling abroad.

What is General Insurance?

Ensuring assets and physical entities come under the ambit of General Insurance. Insuring property against theft, fire, personal insurance for health, accidents, and travel, marine insurance, and insurance for legal liabilities.

How to select a General Insurance

  • Define what areas you want to insure - property, Assets
  • Select a General Insurance plan that covers vital aspects of your assets to be insured.
  • Raise your deductibles to reduce the premium on your insurance.
  • Ensure the sum assured covers the value of the assets.

Protects your assets and possessions against financial loss

Safeguards your assets from fire, burglary, theft, and other risks

Secures your family from uncertainties

You have accepted the terms and conditions and allow GEPL Capital and its group companies to contact you via the contact information provided even if you are registered for DND facility.

It is your responsibility to update the insurance company if there are any additions / changes to your insured assets.

The sum insured is determined by the costs of your assets.

By taking insurance for your property /assets you are protecting yourself from Financial risks should something happen to your assets.

What is Health Insurance

In today’s times, people experience various health problems that are at times life-threatening. Cancer, heart attacks, and strokes among other health issues are claiming both old and young people. Medical issues like these and other health emergencies come unannounced and cause mental, physical, emotional and financial stress for the patient as well as the family. You can ensure financial stability with a sound health insurance policy that prepares you and your family for such challenging times.

How to select a Health Insurance

  • Check for a good hospital-network health insurance plan. The wider network of hospitals the better the policy.
  • Purchase a health insurance at a younger age, or at the earliest to avail lower premiums
  • Select an insurance policy with no sub-limits to avoid undue hassles during claim period.
  • Consider your age, family member’s ages, health issues, and health costs to define the coverage you require
  • Individual policies or family floater plan - each have their advantages. Make an informed decision on which plan would best suit you by reviewing the policies available
  • Check the limits for treatments listed in your health insurance plan. Be aware of the caps for surgeries and treatments in the health insurance policy.
  • Check for additional riders to cover other health related requirements.
  • Always buy your policy from a reputed broker who can give you unbiased reviews about the products available in the market and can help you choose the best policy that suits your needs.

Ensures your loved ones are covered too

Eases your hospitalisation burdens for your family.

Secures your finance for health related issues

You have accepted the terms and conditions and allow GEPL Capital and its group companies to contact you via the contact information provided even if you are registered for DND facility.

By taking insurance for your property /assets you are protecting yourself from Financial risks should something happen to your assets.

By taking insurance for your property /assets you are protecting yourself from Financial risks should something happen to your assets.

By taking insurance for your property /assets you are protecting yourself from Financial risks should something happen to your assets.

By taking insurance for your property /assets you are protecting yourself from Financial risks should something happen to your assets.

By taking insurance for your property /assets you are protecting yourself from Financial risks should something happen to your assets.

By taking insurance for your property /assets you are protecting yourself from Financial risks should something happen to your assets.

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Help for our existing customers.

We understand how important it is to keep an eye on your money – that’s why we make it easy for you to manage and track your investments. Plus, you’ll find answers to your questions and useful information about our products in our support centre. 

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